Budget & Baby Fund
4 months until due date · estimates only
Baby fund
Current baby fund balance
Current balance in your dedicated baby fund account
$
Monthly contribution
Will contribute for ~4 more months until due date
$
Ongoing monthly costs
Estimated daycare / childcare
Chicago infant care typically $2,000–$3,500/mo
$
Health insurance premium change
Added monthly cost to add baby to your plan
$
Other monthly baby costs
Diapers, formula/food, clothes, activities, etc.
$
One-time costs
Total gear & registry costs (est.)
Crib, car seat, stroller, monitor, etc.
$
Projections
Projected baby fund at due date (4 mo)
$0
Estimated monthly expenses post-birth
$3,100
Estimated year-one total (12 mo + gear)
$40,200
Estimated DCFSA tax savings (25% est.)
$1,250